Simple Insurance
Ontario home insurance help.
Two quick steps — then a licensed professional may reach out.
Home coverage questions deserve a clear explanation
Home insurance wording can be confusing: dwelling limits, personal property, liability, water coverage, specialty items, and condo corporation requirements all interact differently depending on your situation.
This page is for Ontario residents who want a licensed insurance professional to help compare approaches—not an automated questionnaire that pretends every household is the same.
Simple Insurance collects only basic details here and routes permission-based inquiries. Coverage decisions and pricing conversations happen directly with the professional who connects with you.
Topics a professional can help you think through
- How condo bylaws and corporation policies interact with your unit owner policy.
- Tenant coverage: liability and contents when you don’t own the building.
- Replacement cost versus actual cash value concepts—explained in plain language.
- What kinds of endorsements exist for sewer backup, overland water, or scheduling valuables.
What happens after you submit?
- Your request may be shared with a relevant licensed insurance professional or partner so they can follow up with you.
- They may reach out using your preferred contact method when they’re able to respond.
- There’s no obligation to continue the conversation or purchase coverage.
Simple Insurance helps route permission-based inquiries. Coverage decisions, pricing, and advice happen directly between you and the professional who contacts you.
How it works
- 1
Tell us what you need
Pick the type of insurance you’re interested in, your region, and when you’d like help.
- 2
Submit your contact details
Share basic contact info and how you’d prefer to be reached.
- 3
A licensed insurance professional follows up
Someone relevant to your request may reach out to discuss options—there’s no obligation.
Frequently asked questions
Is this an instant insurance quote?
No. This is a request to be connected with an insurance professional who can help you compare options.
Is there any obligation?
No. Submitting a request does not obligate you to buy insurance.
What information do I need to provide?
Only basic contact information, your region, the type of insurance you are interested in, and your timeline.
Who will contact me?
A relevant insurance professional or partner may contact you based on your request.
Do you guarantee savings?
No. Savings depend on your profile, coverage needs, provider, and market conditions.
Do I need home insurance if my lender requires it?
Mortgage lenders commonly require proof of insurance for homeowners. Tenants may not be legally required to carry tenant insurance everywhere, but landlords often require it by lease. A licensed professional can explain how policies typically respond for your scenario.
Does Simple Insurance insure my home?
No. Simple Insurance helps route inquiries to licensed insurance professionals or partners. Insurance is placed with insurers through those channels—not through Simple Insurance as an insurer.
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Pick another topic below for plain-language guidance on that situation—and use the same quick request form on every page when you're ready for help.