Simple Insurance
Home insurance help made simple
Tell us what you’re trying to solve—house, condo, or tenant—and we’ll route your request so someone relevant can follow up and help you compare options.
House insurance quotes are easier when you’re not alone in the jargon
Home insurance wording can feel opaque: dwelling limits, personal property, liability, water endorsements, and special items each matter differently depending on whether you rent, own a condo, or own a detached home. People searching for home insurance quotes often want two things at once—confidence that they’re adequately covered, and a process that doesn’t eat their weekend.
Simple Insurance is intentionally lightweight: you answer a few quick questions and share basic contact details under the consent shown on the form. We’re not an insurer and we’re not promising instant quotes on this site. The goal is to connect you with a licensed insurance professional who can explain approaches that may suit your household—not to squeeze you through a quote widget that guesses your situation.
Because underwriting and eligibility vary, any premium discussion belongs in that human conversation. What you’re doing here is starting a permission-based request so someone qualified can review your needs and timelines—whether you’re buying, renewing, comparing after a premium change, or trying to align coverage after a move.
There’s no obligation to proceed. Many people use this step simply to understand trade-offs before making decisions.
Why people review home insurance options
Coverage isn’t one-size-fits-all—these are common reasons Canadians revisit home insurance:
- Renewal paperwork arrived and they want to compare options before it auto-renews.
- They’re buying a home and need guidance on lender expectations vs. optional protections.
- They rent and want clarity on tenant liability and contents coverage.
- They own a condo and want help interpreting bylaws alongside their unit policy.
- Premiums shifted and they’re curious whether deductibles or endorsements should change.
- They added renovations, valuables, or a home-based business exposure.
- They want plain-language explanations—not a rushed banner price.
What to have ready
You don’t need detailed underwriting paperwork to start—just enough so follow-up matches your intent:
- Home-related intent (already reflected when you arrive from this page).
- Your province or region.
- Your timeline for wanting help.
- Preferred contact method for follow-up.
What happens after you submit?
- Your request may be shared with a relevant licensed insurance professional or partner so they can follow up with you.
- They may reach out using your preferred contact method when they’re able to respond.
- There’s no obligation to continue the conversation or purchase coverage.
Simple Insurance helps route permission-based inquiries. Coverage decisions, pricing, and advice happen directly between you and the professional who contacts you.
How it works
- 1
Tell us what you need
Pick the type of insurance you’re interested in, your region, and when you’d like help.
- 2
Submit your contact details
Share basic contact info and how you’d prefer to be reached.
- 3
A licensed insurance professional follows up
Someone relevant to your request may reach out to discuss options—there’s no obligation.
Frequently asked questions
Do you provide instant home insurance quotes?
No. Simple Insurance doesn’t display guaranteed premiums here. You submit a short request so a licensed insurance professional can understand your situation and discuss options—pricing comes from them based on underwriting rules that apply to you.
Is tenant insurance the same as homeowners insurance?
No. Tenant policies typically focus on liability and contents; homeowners policies cover the dwelling structure as well as other components depending on selections. A professional can explain what commonly applies for renters versus owners in your province.
Does Simple Insurance insure my property?
No. Simple Insurance helps route inquiries to licensed professionals or partners. Insurance is placed through those channels—not by Simple Insurance acting as an insurer.
Will my information be sold broadly?
Your request is meant for relevant follow-up related to insurance help. Review the Privacy Policy on this site for how information is handled—and only proceed if you’re comfortable with the consent wording on the form.
What if I’m not moving or renewing soon?
That’s fine. Many people choose “just comparing” so follow-up matches their pace. You’re not claiming an emergency—just requesting help reviewing options.
Related pages
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Pick another topic below for plain-language guidance on that situation—and use the same quick request form on every page when you're ready for help.