Simple Insurance
Looking to bundle home and auto insurance?
One short request can reflect both lines so follow-up matches how households actually shop—without forcing you through two separate quote funnels.
Bundling isn’t guaranteed savings—but alignment can still help
Many Canadians search for home and auto insurance quotes together because household finances feel connected: two renewals, two bills, two sets of deductibles and liability limits. Sometimes packaging policies with one insurer can simplify billing; sometimes it doesn’t matter as much as coverage choices. Either way, it helps when the professional understands both topics upfront.
Simple Insurance lets you signal combined intent quickly. You’re not describing every endorsement yet—you’re starting a permission-based request so someone licensed can follow up and explore what might fit. We’re not promising bundled discounts or cheapest outcomes; those depend on underwriting and eligibility.
This approach can be especially useful when timing overlaps—a move, a new vehicle, a renewal window, or a family change where both property and driving exposures shift at once. If you only want one line right now, you can choose a narrower intent on another page instead.
Why people combine home + auto conversations
- Renewals land close together and they want one coherent review before deciding.
- They moved and both dwelling/garaging location factors changed.
- They want liability limits across policies to feel consistent after a life change.
- They’re comparing providers and don’t want to repeat the same story twice.
- They’ve heard bundling “can” matter sometimes—but want an explanation tied to their profile.
- They’re overwhelmed online and prefer human guidance across both topics.
What to have ready
You don’t need detailed underwriting paperwork to start—just enough so follow-up matches your intent:
- Combined intent (home + auto) is reflected when starting here.
- Region/province and your timeline.
- Preferred contact channel.
What happens after you submit?
- Your request may be shared with a relevant licensed insurance professional or partner so they can follow up with you.
- They may reach out using your preferred contact method when they’re able to respond.
- There’s no obligation to continue the conversation or purchase coverage.
Simple Insurance helps route permission-based inquiries. Coverage decisions, pricing, and advice happen directly between you and the professional who contacts you.
How it works
- 1
Tell us what you need
Pick the type of insurance you’re interested in, your region, and when you’d like help.
- 2
Submit your contact details
Share basic contact info and how you’d prefer to be reached.
- 3
A licensed insurance professional follows up
Someone relevant to your request may reach out to discuss options—there’s no obligation.
Frequently asked questions
Does bundling always reduce premiums?
Not necessarily. Packaging may simplify billing or pricing for some households, but outcomes depend on underwriting rules and insurer appetite. A licensed professional can explain what may apply after understanding your situation.
What if I only want auto insurance right now?
Use the auto-focused page instead—you can submit another request later if your needs expand.
Is this an instant quote for both policies?
No. Simple Insurance isn’t an instant quote engine. You submit basic details so a professional can follow up and discuss options appropriately.
Who provides the quotes?
Quotes and underwriting decisions come from insurers accessed through licensed professionals—not from Simple Insurance directly.
Is there any obligation?
No. Submitting a request doesn’t obligate you to purchase coverage or switch providers.
Related pages
Browse insurance help topics
Pick another topic below for plain-language guidance on that situation—and use the same quick request form on every page when you're ready for help.